Announcement to our existing members:
The previous fidelity premium remains fixed and will continue to apply to all previously made deposits remaining on the account for twelve months, up until twelve months after the date of the deposit. In other words, the adjustment of the fidelity premium does not affect previous deposits for up to twelve months.
What do our Savings Accounts offer?
- Receive a fidelity premium for deposits on your account for longer than 1 year and a base rate on other deposits.
- Choose what works for you: Extended with a higher fidelity premium or Standard with a higher base rate.
- And exempt from 15% withholding tax on the first €980 of interest earned in 2023.
Learn more about our savings products
How does it work?
- Download the Aion Bank app.
- Sign up for a membership and open an account within minutes.
- Go to the Finance tab and select ‘open new savings account’.
- Select the savings account you want to open.
Digital banking at its best
- Signing up is fast and easy with our fully digital process.
- Manage your money from anywhere.
- Discover even more ways to save and earn money.
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Type of product
All of our Regulated Savings Accounts are free of charge and are opened for an indefinite duration. Your money is always available without any costs. Account is for mobile clients only.
Our regulated savings accounts Extended and Max Deposit Extended offer a 0.50% base rate and a 1.50% fidelity premium. Our regulated savings account Standard and Max Deposit Standard offer a 1.00% base rate with a 0.50% fidelity premium.
The base interest is acquired as from the day after the money is deposited on the account and until the day of withdrawal. The fidelity premium is only acquired on the amounts which have stayed uninterruptedly on the regulated savings account for 12 months following the deposit. The rate of the fidelity premium in force at the time of the deposit or the start of a new acquisition period remains unchanged for a period of 12 months.
The rates on our savings accounts can be changed at any given time. Our members will be notified of such changes via email.
All of our Regulated Savings Accounts are subject to Belgian law and complying with the conditions set out in Article 2 of the Royal Decree executing the Income Tax Code 1992.
Before opening an account, please read the key information for savers and the deposit guarantee information sheet above.
Individuals are exempt from 15% withholding tax on the first €980 of interest earned in 2023.
Your deposits are protected up to €100,000 per person.
Risk of bankruptcy: in case of bankruptcy or risk of bankruptcy of the financial institution, the saver runs the risk of not recovering his/her savings or may be subject to a diminution / conversion in shares (Bail-in) of the amount of the claims he/she holds against the financial institution in excess of €100,000, i.e. the amount falling within the scope of the deposit guarantee scheme (read more about the Deposit protection guarantee above).
Risk of inflation: the continuing rise in prices could cause the money deposited to lose value.
You can send your complaints to us using our chat or write an email to: email@example.com. If you are not satisfied, contact our bank mediation service at: www.ombudsfin.be