✔ Earn more by opening a Term Deposit
✔ Choose your duration and rate in the app
✔ Manage your money digitally with no hidden fees
A Term Deposit on your terms
- When the term is over, you can withdraw or continue.
- You decide the amount and the period of the deposit.
- You see immediately the estimated interest you'll earn.
- You can select automatic renewal on the Term Deposit in the app.
Digital banking at its best
- Signing up is fast and easy with our fully digital process.
- Manage your money from anywhere.
- Discover even more ways to save and earn money.
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- No key information is available or required by law for term deposits.
- Before opening an account, carefully read the deposit guarantee information sheet available below.
Documents
Type of product
Term deposit subject to Belgian law with a fixed duration and interest rate.
The funds transferred on a term deposit are blocked during the term.
The Term Deposit cannot be early terminated and the Bank will not reimburse that capital invested on a Term Deposit before the end of the applicable duration unless otherwise agreed with the Bank. If, however, the Bank accepts the early termination of a Term Deposit, any revenues which have not already been distributed will not be distributed and will be retained by the Bank as compensation.
Tax regime
Interests are subject to a withholding tax of 30%.
Risks
Your deposits are protected up to EUR 100 000 per person.
Risk of bankruptcy: in case of bankruptcy or risk of bankruptcy of the financial institution, the saver runs the risk of not recovering his/her savings or may be subject to a diminution / conversion in shares (Bail-in) of the amount of the claims he/she holds against the financial institution in excess of EUR 100 000, i.e. the amount falling within the scope of the deposit guarantee scheme.
Risk of inflation: the continuing rise in prices could cause the money deposited to lose value.
Complaints
You can send your complaints to us using our chat or write an email to complaint@aion.be.
If you are not satisfied, contact bank mediation service at www.ombfin.be.