First, you can apply online if you:

  • are a Belgium resident,
  • have a monthly salary of €1,200+ (after taxes and deductions) and have been employed for a minimum of 3 months on a permanent contract,
  • have not been late on a repayment or failed to repay a debt to a lender.
Apply now
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What you need to know before you apply

  • You can borrow up to €50,000 online with a loan duration between 12-84 months and one of the best vehicle purchase rates in market: 3.90%.
  • We'll verify your income automatically to ensure a smooth process.
  • You can easily share the information we need to verify your income by electronically using a secured communication channel.
  • If your loan is approved, identify yourself fully digitally via your eID card and your loan will be deposited on the bank account of your dealership.
  • To approve the loan we will request the invoice from your dealership as proof of purchase.


Vehicle Loan Example: for an instalment loan with a fixed debit interest rate of 3.90% and a total loan amount of €10,000, the total amount for repayment is €10,813.48,  total cost of credit €813.48, 48 equal monthly instalments of €226 and annual percentage rate of 3,97%. Calculation done as of March 5, 2021 based on a representative example.

Apply now
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How does it work?

  • Borrow up to €50,000.
  • Loans deposited into your bank account of choice.
  • Aion Bank membership not required to apply for a loan.
  • Loan duration is for 12-84 months with the minimum amount of €3000.
Apply now
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Loans over €50,000

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