First, you can apply online if you:

  • are a Belgium resident,
  • have a monthly salary of €1,200+ (after taxes and deductions) and have been employed for a minimum of 3 months on a permanent contract,
  • are a home owner.
  • have a quote for your home improvements.
  • have not been late on a repayment or failed to repay a debt to a lender.
Apply now
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What you need to know before you apply

  • You can borrow up to €50,000 online with a loan duration between 12-84 months and one of the best home improvement loan rates in market: 3.50%.
  • We'll verify your income automatically to ensure a smooth process.
  • You can easily share the information we need to verify your income by electronically using a secured communication channel.
  • If your loan is approved, identify yourself fully digitally via your eID card and your loan will be deposited on the bank account of your dealership.
  • To approve the loan we'll require a quote for your home improvements to verify the amount you'd like to borrow.


Home Improvement Loan Example: For an instalment loan of 4 years with a fixed debit interest rate of 3,50% and a total loan amount of €10,000, the total amount to be repaid is €10,743 and the total cost of credit is €743. The repayment is made in 48 equal monthly instalments of €224 and the annual percentage rate is 3,62%. This promotional annual percentage rate is only available until 30.09.2021. Calculation done as of 16 March 2021 based on the aforementioned representative example.

Apply now
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How does it work?

  • Borrow up to €50,000.
  • Loans deposited into your bank account of choice.
  • Aion Bank membership not required to apply for a loan.
  • Loan duration is for 12-84 months with the minimum amount of €3000.
Apply now
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Loans over €50,000

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